Step by Step how MDDReminder Works
MDD helps you stay informed about your upcoming payments by sending reminders through your calendar and smartwatch — before money leaves your account.
How It Works
Four simple steps. Total control. No technical knowledge needed.
Sign Up
Create your account using your email and password. No card details required.
Add Your Payments
Enter the name, amount and date of your direct debits, subscriptions or standing orders.
Set Your Reminders
Choose when you want to be reminded — for example 7, 5 or 1 day before each payment.
Stay Informed
Receive reminders through your calendar, phone and smart watch so you know what's coming before it happens.
Why MDD does not require FCA authorisation
Built as an information and reminder service
MDD is designed to help customers stay informed about their upcoming payments. It is a reminder and summary tool — not a budgeting or planning tool — and does not provide financial advice.
Sends reminders
Alerts you before payments are due, through your calendar and device notifications.
Clear summary
Shows your upcoming payments in one simple, easy-to-read place.
Full visibility
See your outgoing commitments at a glance and stay organised and prepared.
User-controlled
You add and manage your own information. Nothing is connected to your bank.
Information-only service
Operates outside the scope of regulated financial activity. No advice, no processing.
Privacy by design
We collect only what's needed to give you reminders and summaries — nothing more.
What MDD Does NOT Do
MDD simply reminds you based on the information you choose to enter.
Not a budgeting or planning tool
MDD doesn't help you create budgets, set goals or plan spending.
No access to bank accounts
MDD never connects to or views your bank accounts or balances.
No payment processing
MDD doesn't move money or process any payments on your behalf.
No lending or credit
MDD doesn't offer credit, loans, or broker financial products.
No financial advice
MDD doesn't provide personalised financial advice or recommendations.
No transaction monitoring
MDD doesn't track or analyse what's happening in your accounts.
Outside regulated activity
Information and reminders only — no regulated financial activity.
Simple by design
Low regulatory complexity. Focused on reminders and summaries.
Privacy first
Secure by design. You stay in control of your own information.
Designed for Simplicity and Trust
Your data. Your control. Our priority.
User-controlled data
You choose what to add, edit or delete. We never collect what we don't need.
No bank connection
MDD never connects to or accesses your bank accounts or financial data.
Encrypted in transit
Connections use modern TLS 1.2+ encryption to keep your data secure.
GDPR-conscious
Transparent about how data is used. You can request, edit or delete it any time.
Minimum data only
We only store what's required to send your reminders and summaries.
Clear and transparent
No hidden tricks. Plain-English terms and a straightforward privacy policy.
We do not sell, share or access your financial data. Your trust is our foundation — we protect it every day.
See MDD in action
Real stories. Real reminders. Tap any card to play or expand.
Start free today
Everything you need. Nothing you don't. MDD keeps managing direct debits simple — so you can focus on what matters.
Takes less than 30 seconds. No card required.
We respect your privacy
We use essential cookies to keep MDD running. With your permission, we'd also like to use:Analytics cookies — Google Analytics so we can improve the app.Advertising cookies — Meta Pixel so we can show relevant ads to people like you.You can change these any time. Read our Cookie Policy.