My Direct Debits — Never get caught off guard by your Direct Debits again
Your bank tells you AFTER money leaves your account. We tell you BEFORE. Track every recurring payment in one place and get smart reminders 7, 5 and 1 day before each direct debit is due.
Who this is for
People in the UK juggling multiple direct debits, standing orders and subscriptions who want a clear picture of what's leaving their account and when — before overdraft charges, failed payments or forgotten subscriptions eat into their budget.
What it does
- Tracks every recurring payment — direct debits, standing orders, subscriptions, monthly/weekly/quarterly/six-monthly/annual.
- Smart reminders — Google Calendar, Outlook, Yahoo, or .ics download, with 7/5/1 day alerts.
- Multi-currency — 15 currencies supported (GBP default) with correct symbols throughout the app.
- Estimated Available Balance — an optional projection that shows what's likely to remain after this month's debits, based on income and payday.
- Data export — download every debit as CSV whenever you want.
- Multi-language — 13 languages including English, Spanish, French, Arabic, Polish, Urdu, Hindi, Swahili.
Pricing
Free — Track up to 3 direct debits, unlimited reminders. No card needed.
Premium Monthly — £5/month. Unlimited direct debits, priority reminders, CSV export, all currencies and languages.
Premium Yearly — £35/year (saves £25 vs monthly). All Premium features.
30-day trial — £3 one-off to try Premium for 30 days.
How it works
- Sign up in seconds (email + password, or Google) — no bank details needed.
- Add your direct debits: company name, amount, payment day, frequency.
- Choose your reminder preferences: 7 days, 5 days, and/or 1 day before each payment.
- Get reminded before every payment. Adjust, cancel or export any time.
Frequently Asked Questions
What is My Direct Debits?
My Direct Debits is a direct debit reminder app that helps you track all your recurring payments in one place. It sends smart reminders before money leaves your account so you're never caught off guard.
How much does My Direct Debits cost?
My Direct Debits is free to start with up to 3 direct debits. Premium plans start at £5/month or £35/year for unlimited direct debits, priority reminders, and data export features.
What features does My Direct Debits offer?
Features include: tracking all direct debits in one place, smart payment reminders (7, 5 and 1 day before), payment day countdown, support for multiple frequencies including six-monthly, 15 currencies, 13 languages, calendar integrations (Google, Outlook, Yahoo, .ics), CSV export, and an optional Estimated Available Balance projection.
Is My Direct Debits available on mobile?
My Direct Debits is currently available as a web app that works on all devices. Native iOS and Android apps are coming soon and will be available on the App Store and Google Play.
Who created My Direct Debits?
My Direct Debits is a product by Voliciti Group Ventures Ltd, a UK-based company focused on personal finance solutions.
Does My Direct Debits connect to my bank?
No. My Direct Debits does not connect to any bank or Open Banking API. You add your direct debits manually — that means no shared credentials, no read-access to your account, and no exposure to bank-side security incidents. It's a personal reminder tool, not a banking integration.
Read the blog for tips on managing direct debits · See how it works · Take the Spender Quiz
